The first time you bought a car, you may not have thought of getting it properly insured. Also, you may not have that much of an idea how exactly car insurance works. Well, just like other kinds of insurances, it provides coverage for most damages or losses that may occur, but specifically for your car or car related incidents. You can find car insurance companies almost in any city here in Singapore, which makes it easy to compare car insurance from different insurance companies to see what you can actually get from them and which one can provide the best insurance coverage for a good price.
The thing is, most people who sign up for these car insurance plan does not actually fully know what it is in it for them. They may just have bought it because it has a good pricing or because their friends or families are using the same insurance company. So for you to be able to know more about what these car insurance companies can provide for you and your car, we have listed the things that they usually cover:
Injury inflicted to someone - Of course, this is one of the most important things to consider. Sometimes, the roads in life can be chaotic. An accident may occur which could not only inconvenience other people or traffic, but it can even inflict injuries or cost a life. In such event, the car insurance company can cover the costs of the medical expenses that is needed for treating the injured. This may also apply to the owner of the car.
Property damage - Any kind of property damage that may occur, whether during an accident or any mishandling that will take place. The insurance company will be covering the cost of the repair of any property that has been damaged. This can also cover any damages that may be inflicted to the owner's car, or another vehicle.
Natural disasters - What most people do not know is that their cars are insured where it is also protected or covered by any kind of natural calamities that may happen such as floods, flashfloods, earthquake, heavy rain or thunderstorms and the like.
Stolen and vandalized cars - Believe it or not, for some cars that were stolen, the owners do not really know whether they can consult their car insurance company over that matter. Well, of course, that would depend if this has been discussed over to you. The same thing goes to cars that are vandalized; for instance, damaged windows or sprayed exterior, these can be addressed as well.
There are many other circumstances and events that may take place which could either cause damage or harm to people and most of them, are something that usually can be covered, depending on the insurance that your car has. Some people may already have an insurance plan for their cars, but if you only have a little idea of what you insurance company can provide you, it will not hurt to give them a call and inquire about your current insurance plan that you have.
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